:root{
  --navy:#0b2545; --royal:#1d5fc2; --gold:#d9a531; --sand:#f6f1e6; --ink:#1a1f2b; --mute:#5c6470;
  --line:#dcd6c8; --ok:#1e7f4f; --warn:#b5541b; --bad:#a83232; --white:#fff;
}
*{box-sizing:border-box}
html{font-size:17px}
body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--sand);line-height:1.5}
a{color:var(--royal)}
h1,h2,h3{font-weight:700;line-height:1.15;margin:0 0 .5rem;color:var(--navy)}
h1{font-size:2.2rem;letter-spacing:-.01em}
h2{font-size:1.45rem}
h3{font-size:1.1rem}
p{margin:0 0 1rem;max-width:64ch}
.wrap{max-width:1040px;margin:0 auto;padding:0 1.25rem}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:1rem}
.brand{display:flex;align-items:center;gap:.7rem;color:#fff;text-decoration:none;font-weight:700;font-size:1.05rem}
.brand img{height:40px;width:auto}
.brand .dot{width:12px;height:12px;border-radius:50%;background:var(--gold);display:inline-block}
nav.top a{color:#fff;text-decoration:none;margin-left:1.2rem;opacity:.9}
nav.top a:hover{opacity:1;text-decoration:underline}
main{padding:2.5rem 0 4rem}
footer.site{border-top:1px solid var(--line);color:var(--mute);font-size:.9rem;padding:1.5rem 0}
.hero{padding:3rem 0 2rem}
.hero h1{max-width:20ch}
.hero p.lead{font-size:1.2rem;color:var(--mute);max-width:50ch}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin:2rem 0}
.step{background:#fff;border:1px solid var(--line);border-top:5px solid var(--gold);padding:1.4rem 1.4rem 1.2rem;position:relative}
.step::before{counter-increment:s;content:counter(s);font-size:2.6rem;font-weight:800;color:var(--gold);line-height:1;display:block;margin-bottom:.4rem}
.step h3{margin-bottom:.4rem}
.step p{font-size:.95rem;color:var(--mute);margin:0}
.btn{display:inline-block;background:var(--royal);color:#fff;text-decoration:none;padding:.65rem 1.2rem;border:0;border-radius:4px;font:inherit;font-weight:600;cursor:pointer}
.btn:hover{background:#174c9c}
.btn.gold{background:var(--gold);color:var(--navy)}
.btn.gold:hover{background:#c2921f}
.btn.quiet{background:transparent;color:var(--royal);border:1px solid var(--royal)}
.btn.danger{background:var(--bad)}
.btn.sm{padding:.35rem .8rem;font-size:.9rem}
.card{background:#fff;border:1px solid var(--line);padding:1.4rem;margin-bottom:1.5rem}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}
table{width:100%;border-collapse:collapse;font-size:.95rem}
th,td{text-align:left;padding:.55rem .6rem;border-bottom:1px solid var(--line);vertical-align:top}
th{color:var(--mute);font-weight:600;font-size:.85rem}
.pill{display:inline-block;padding:.15rem .6rem;border-radius:999px;font-size:.8rem;font-weight:600;background:#e9e4d6;color:var(--navy)}
.pill.approved,.pill.active,.pill.done{background:#dcefe4;color:var(--ok)}
.pill.pending,.pill.processing,.pill.awaiting_payment,.pill.new,.pill.in_progress,.pill.draft_ready{background:#fbeed8;color:var(--warn)}
.pill.rejected,.pill.failed,.pill.stopped,.pill.cancelled,.pill.declined{background:#f5dcdc;color:var(--bad)}
.pill.completed{background:#e4e7ec;color:var(--mute)}
form p{margin:0 0 1rem}
label{display:block;font-weight:600;margin-bottom:.25rem}
input[type=text],input[type=email],input[type=password],input[type=date],input[type=number],input[type=file],select,textarea{
  width:100%;max-width:520px;padding:.55rem .65rem;border:1px solid #b9b2a2;border-radius:4px;font:inherit;background:#fff}
input:focus,select:focus,textarea:focus,.btn:focus{outline:3px solid #ffd76a;outline-offset:1px}
.helptext{display:block;color:var(--mute);font-size:.85rem;margin-top:.2rem}
.errorlist{color:var(--bad);margin:.2rem 0 .6rem;padding-left:1.1rem;font-size:.9rem}
.messages{list-style:none;padding:0;margin:0 0 1.5rem}
.messages li{padding:.8rem 1rem;border-left:5px solid var(--royal);background:#fff;margin-bottom:.5rem}
.messages li.success{border-color:var(--ok)}
.messages li.error{border-color:var(--bad)}
.quote{background:var(--navy);color:#fff;padding:1.3rem 1.5rem;position:sticky;top:1rem}
.quote h3{color:var(--gold)}
.quote .big{font-size:2.2rem;font-weight:800;margin:.2rem 0}
.quote dl{display:grid;grid-template-columns:1fr auto;gap:.25rem .8rem;margin:0;font-size:.92rem}
.quote dt{opacity:.8}.quote dd{margin:0;text-align:right}
.quote .err{color:#ffd0c8}
.rate{display:flex;gap:2rem;flex-wrap:wrap}
.rate div{min-width:180px}
.muted{color:var(--mute)}
.num{font-variant-numeric:tabular-nums}
@media (max-width:760px){.steps,.grid2{grid-template-columns:1fr}.quote{position:static}html{font-size:16px}h1{font-size:1.8rem}}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}